California Offering Circular for Fractional Loan

This California Offering Circular contains the details of an offering of fractional undivided interests in a promissory note secured by either a first mortgage or by other promissory notes secured by other collateral.

• The circular should be provided to any potential investors who may want to purchase interests.
• The document describes the fractional interests, the particulars of the loan and the loan servicing.
• The compensation being paid to the loan servicer and affiliates is disclosed, as are any conflicts of interest.
• The issuer must disclose any risks, ERISA and federal tax considerations with respect to the investment.

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