ACT Mortgage Deed

This template Deed of Mortgage form is for mortgage loans on property in Australian Capital Territory.

• The mortgage deed contains the standard terms and conditions required for mortgages under federal and territorial laws.
• The mortgagor is responsible for paying all taxes and charges levied on the property and for keeping it fully insured throughout the term of the mortgage.
• If the mortgagor carries out any building works, they must comply with all laws and regulations, and must be completed within the time agreed by the lender. The mortgagor must obtain all necessary permits and certificates.
• If the premises are licensed for the sale of liquor, the mortgagor must comply with all laws and regulations governing the business.
• There are sections covering strata titles, crown lands, and agricultural lands.
• There are also sections for both limited period fixed rate mortgages and standard variable rate mortgages.
• The document includes instructions for completing it as well as notes with respect to stamp duty, lodgment for registration and information on how to contact Australia Land Titles Offices.

Buy and download the ACT Deed of Mortgage template for your loans office.