Checklist - Health and Disability Insurance

In addition to health care, and life insurance benefits, many employers offer disability insurance benefits to attract and retain employees. Typically, these employers offer both short-term disability and long-term disability insurance benefits.

" Some employers pay 100 percent of disability insurance premiums and give the benefits to all eligible employees.

" Others offer disability insurance benefits at discounted group rates and give eligible employees the option to elect coverage.

" Still others offer short-term disability insurance for free, and give eligible employees the option to elect long-term disability insurance at discounted group rates.

This checklist will help you to determine if your company has a good health and disability insurance policy in place for all its directors, officers and employees.