Letter from Debtor to Collection Agent

A debtor is a person that has an obligation to pay a debt to a creditor. This debt may be for such things as a car, a personal loan, medical bills, rent or a credit card charge. Occasionally, the debtor may fall behind in his repayment of the debt. At this time, the creditor may employ a third party to recover the debt, often referred to as debt collectors or collection agencies. (continued ...)