Credit Inquiry Information and Removal Letters

These Credit Inquiry Information and Removal Letters are for use when you discover that your credit information has been accessed without your permission or for illegal purposes. Obtaining credit reports under false pretenses is considered a criminal act. The Fair Credit Reporting Act (FCRA) prohibits access and use of such information without a permissible purpose. If you discover that your credit report has been accessed without a permissible purpose or illegally ran, you can enforce the FCRA prohibition through the civil justice system. The FCRA allows you to sue and recover your actual damages, punitive damages if appropriate, plus attorney fees and court costs. (continued ...)