Good Will Adjustment to Remove Late Payment

This Goodwill Adjustment to Remove Late Payment from a credit file can be used when asking a creditor to remove late payment information. Most creditors will be happy to remove this information if you have had the account for over eighteen months and have not asked for this type of adjustment in the last year. This letter sets out the reasons why the payment was late and asks that this information be updated or removed. It is important that this request be set out in writing and that all necessary identification is sent with the letter. (continued ...)